Use the rebate calculator to see how much tax you and your partner could be owed by HMRC.
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We never charge an upfront fee. If no payment is released, you don’t pay us a penny.
Marriage Tax Allowance Rebate
In April 2015, the UK Government introduced Marriage Allowance, an all- new income tax break for married couples and civil partners.
Marriage Allowance allows the lower earner within the marriage or civil partnership to transfer up to £1,150 (based on 4yr backdated claim) of their unused Personal Allowance to their higher-earning partner. Doing this will reduce the higher earner’s income tax bill by up to £250 per year.
One of the parties to the marriage or civil partnership (so either you or your partner) will need to be earning more than the annual personal allowance and one of you will need to have an annual income of less than the Personal Allowance for the Tax Year(s) in which you wish to claim.
(Personal allowance for 2019-2020 is £12,500).
HMRC Eligibility Criteria
Marriage Allowance is an elective tax break, meaning that eligible couples will not receive the tax break unless a claim is made. If no claim for Marriage Allowance is made, the taxpayer’s entitlement is simply written off, and the funds retained by the Government.
The Government has been widely criticised by experts for failing to publicise the Marriage Allowance tax break in full. It has been widely documented that as of late 2019 more than two million married couples in Britain are missing out on this huge marriage tax break. This was a direct result of this Governmental failure to publicise that the Marriage Allowance Claims service was introduced.
Personal Allowance and Income Tax
The amount of Income Tax that HMRC takes from you each month depends upon how much you earn above the Personal Allowance. Some of your annual income is tax-free because it falls under the Personal Allowance.
According to HMRC’s own guidance, the standard Personal Allowance is currently £12,500. The Personal Allowance is the amount of income you can earn each year without having to pay income tax. You pay income tax on any amount you earn above this Personal Allowance.
Increasing your Personal Allowance
HMRC guidance states that you may be able to increase your Personal Allowance if you are married or in a legally recognized civil partnership, provided your partner earns less than £12,500 per year. This is because Marriage Allowance allows you to transfer some of their unused tax-free Personal Allowance by claiming Marriage Allowance.
Backdating your Marriage Allowance application
Applying for Marriage Allowance Tax Rebate through our online application will allow you to automatically backdate your claim to include any tax year since April 2015 for which you are eligible for Marriage Allowance. Your eligibility for Marriage Allowance is subject to review by HM Revenue & Customs.
If your partner has passed away since April 2015, HM Revenue & Customs’ guidance states that you will generally still be able to apply for Marriage Allowance, provided the eligibility criteria were met at the time. If your partner was the lower earner of the two of you, then the person responsible for managing their tax affairs will need to apply.